Insights

The forces. Not the headlines.

Analysis and commentary on markets, companies, and the forces that move them.

Global Markets

The Dollar Cycle and Emerging Markets

The dollar's cycle of strength and weakness affects emerging markets more than most local factors do. The linkage runs through several specific channels, and their force differs across individual emerging markets.

July 24, 20263 min read
Global Markets

Retail Share and Volatility Characteristics Across Markets

The proportion of retail trading in a market affects its short-term price behaviour and volatility characteristics. This structural difference explains why the intraday behaviour of some markets differs so noticeably from others.

July 24, 20263 min read
Global Markets

How Index Providers Move Billions

Index providers do not manage money, and their decisions nonetheless direct hundreds of billions of dollars. That influence comes from the growth of passive investing, and its workings have several details worth understanding.

July 24, 20263 min read
Global Markets

The Liquidity Reality of Frontier Markets

Frontier markets have a presence in indices and reporting that far exceeds their actual investability. The core of that gap is liquidity, and understanding the reality of liquidity matters more than assessing these markets' growth stories.

July 24, 20263 min read
Global Markets

Comparing Transaction Costs Across Markets

Trading in different countries' markets can carry costs that differ by an order of magnitude, and most of these costs do not appear in the quoted price. Their cumulative effect on long-run returns frequently exceeds what investors expect.

July 24, 20263 min read
Global Markets

Differences in Disclosure Quality Across Markets

The information companies disclose differs greatly across countries in quality, frequency and reliability. That difference directly affects the basis for investment judgement, and it is frequently underestimated.

July 24, 20263 min read
Global Markets

What Global Diversification Actually Reduces

Global diversification is widely recommended, and which risk it actually reduces, and which it cannot, is frequently glossed over. Understanding that distinction precisely is the precondition for using diversification correctly.

July 24, 20263 min read
Investor Psychology & Behavior

Why Optimism Is Hardest to Recognise at the End of a Bull Market

That optimism peaks near market highs is almost self-evident in hindsight. The difficulty is that at the time, optimism never arrives dressed as optimism. It presents itself as a calm reading of the facts.

July 24, 20263 min read
Investor Psychology & Behavior

How Herding Changed Once Information Became Abundant

Herding has always been understood as copying what other people decide. Once the supply of information vastly exceeds anyone's capacity to process it, herding changes shape. What gets copied is no longer other people's positions but their attention.

July 24, 20263 min read
Investor Psychology & Behavior

How Social Media Alters an Investor's Sense of Time

Investing operates on a scale of years. Social media operates on a scale of minutes. When the second becomes the primary source of information about the first, the conflict between them does not stay at the level of information.

July 24, 20263 min read
Investor Psychology & Behavior

Everyone Endorses Long-Term Holding. Almost Nobody Practises It.

Long-term holding enjoys wider agreement than almost any other principle in investing, and a lower rate of practice than almost any other. The gap is not a failure of knowledge. It is built into the way the principle is stated.

July 24, 20263 min read
Investor Psychology & Behavior

What Actually Triggers Panic Selling

Panic selling is usually attributed to the size of a decline. Observed behaviour suggests the trigger is more often how long the decline lasts than how deep it goes.

July 24, 20263 min read
Investor Psychology & Behavior

Anchoring to Your Cost Basis

The cost basis carries less information about an asset than almost any other number in a portfolio, and is looked at more often than almost any of them. That contradiction explains a great many otherwise puzzling decisions.

July 24, 20263 min read
Investor Psychology & Behavior

How Losing Positions Get Reclassified as Long-Term Investments

The holding period for a given position is rarely settled at the moment of purchase. Far more often it is established retrospectively, once the position has moved against its owner.

July 24, 20263 min read
Investor Psychology & Behavior

The Overweighting of Expert Opinion

How reliable professional judgement turns out to be depends on what kind of feedback a field provides. Markets supply feedback that is slow, noisy and frequently misleading, which changes how experience accumulates there.

July 24, 20263 min read
Investor Psychology & Behavior

How a Narrative Replaces Analysis

A good story travels through a market far faster than a good analysis. The reason has little to do with diligence. Stories possess two properties analysis lacks: they survive retelling intact, and they can shed their conditions.

July 24, 20263 min read
Investor Psychology & Behavior

How Investors Rewrite Their Own Expectations

Memory works by reconstruction rather than storage. Every act of recall quietly revises the original expectation in line with what is now known. The process requires no intention to deceive.

July 24, 20263 min read
Investor Psychology & Behavior

Position Size and Emotional Intensity

Doubling a position does not double the emotional response. The response stays nearly flat below a certain threshold and rises sharply above it, and that threshold varies by person and is seldom measured.

July 24, 20263 min read
Investor Psychology & Behavior

Why Information Consumption Spikes During Declines

Readership of market information peaks during declines. The quality of market information reaches its low point across the same stretch. The coincidence in timing is no accident.

July 24, 20263 min read
Investor Psychology & Behavior

How Echo Chambers Harden Mistaken Views

Hearing the same argument repeatedly registers in the mind as independent evidence accumulating. Where the repetitions originate from a single source, the confidence that accumulates has nothing underneath it.

July 24, 20263 min read
Investor Psychology & Behavior

The Two Forms of Fear of Missing Out

Fear of missing out is usually described as an urge to buy into something. Its more common form appears in people who already hold the asset, and it is far better disguised.

July 24, 20263 min read
Investor Psychology & Behavior

Why Investors Remember the Calls They Got Right

Memory preserves forecasts selectively. Correct forecasts come with clear cues for recall. Incorrect ones lack any occasion that would bring them back to mind.

July 24, 20263 min read
Investor Psychology & Behavior

Paper Losses and Realised Losses

The same sum of money carries a different psychological weight on paper from the weight it carries once realised. The difference has no economic basis and influences decisions with great consistency.

July 24, 20263 min read
Sector Deep-Dives

Semiconductors: The Cycle Beneath the Technology

The semiconductor industry is shaped by long capital cycles, enormous fixed costs, and the lag between deciding to build capacity and having it. This structure produces its characteristic boom and bust.

July 11, 20263 min read